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Finding the perfect plan for your team

We are the Montana Health CO-OP.  A company created for, governed by, and proudly serving Montanans like you. Together, we set out to create a member-governed health insurance company that provides quality coverage, allows our members to have a seat at the table, and invests profits back into our members right here in Montana. 

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Finding coverage for your employees and their families can be confusing. We've worked hard to put together plans that allow you to rest easy knowing you and your team are in good hands and shopping local to boot!

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Flexible Benefit Design

We've designed insurance plans that meet your needs and budget.

Locally-Owned

Our profits are reinvested back into our members right here in Montana.

Premier Partnership & Travel Benefit

We've partnered with nationally recognized providers and clinics to offer you access to world-class specialists. The CO-OP offers members a travel benefit for certain care to offset costs when accessing this quality care.

We're Network Happy

100% of Montana's hospitals are in the CO-OP network. Not only that, our plans give you access to a robust out-of-state network as well.

Quality Coverage

Healthy employees make happy employees. We proudly cover 100% of preventive check-ups & screenings. We also cover a yearly vision exam for all CO-OP members.

We offer three main categories of plans:

Connected Care Coverage

Our most broad and comprehensive  plans.

Emphasizing preventive healthcare and accepted statewide. 

CO-OP Plus Coverage

$5 and $10 co-pays (based on plan) for all

primary care provided at a community health center

Emphasizing preventive healthcare and accepted statewide. 

Choose a Connected Care plan if having the lowest monthly premium is most important to you.

Access Care Coverage (large group only)

Featuring a wide range of in-network providers.

Standard PPO (preferred provider organization) plans.

Choose an Access Care plan if having the widest choice of providers is most important to you.

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