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FindingYour Perfect Plan

Picking coverage can be scary and confusing. We've worked hard to make the process a bit more simple. The Montana Health CO-OP offers affordable health insurance for individuals and families that are accepted by doctors and hospitals across Montana and the country. To make our coverage even more affordable, you may also qualify for tax credits from the federal government that could reduce your costs significantly. All our coverage plans offer preventive care services covered at 100%.

Step One

Check if you qualify for a tax credit. 

Step Two

Pick your plan

Step Three

Purchase Your Plan

Steps

Information to Consider

We understand that choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler. Better yet, we have a friendly staff available to walk you through our plans and what might work best for your budget, insurance needs, and if you qualify for a tax credit. 

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Step One
Step Two

Step Two: Pick Your Plan

We offer two main categories of plans: 

Connected Care Coverage

Our most affordable plans.

Emphasizing preventive healthcare and accepted statewide. 

Choose a Connected Care plan if having the lowest monthly premium is most important to you.

CO-OP Plus

Ideal for members who use community healthcare centers for their primary care needs. 

Want to Add Vision?

Montana Health CO-OP is now working with VSP to offer individual vision plans.  Sign up and purchase this coverage directly with VSP.

Step Three

Step Three: Purchasing Plans

Purchase plans through the marketplace if you want to use a tax credit. 

Purchase plans directly through the CO-OP if you are not using a tax credit. 

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